
Rita Thomas
President, Chief
Executive
I have worked with Real Estate and Mortgage
Lending since 1990. I started as a Real Estate Agent and soon learned that I could show houses all day but if I couldn't
get financing I was wasting the clients time and mine. I began to dabble with mortgage lending and became a lender in 1995.
I have worked for some of the nations largest lenders like Wells Fargo and Countrywide, and after years of working
for others it wasn't until founding Workingman's Mortgage Inc. in 2002 that mortgage lending allowed
me the freedom to service customers in a manner I believe benefits them the most. My goal is to not only educate you about
your mortgage but to show you how home ownership can help create financial stability in your life and for your family. Our
credit experts will guide you on the right path to improving your credit scores and our loan specialist will find the mortgage
product that's right for you and make sure you understand what your getting at a payment and rate you can afford. We can
show you how to gain equity in your property and how to use it wisely. Our Real Estate Partnership with Sparrow Realty Group
LLC, allows us to referr you to a company that will help you secure the best home the market has to offer you based on your
particular needs and ability to purchase. We specialize in all types of mortgage loans FHA, VA, Conventional and even Small
Commercial. We want to earn your business and truly make you a customer for life, not because you have to work with us but
because you want to work with us. As a 7 1/2 year US Airforce Veteran, our model is "Your people are your mission,
so take care of your people and the mission will take care of itself." At Workingman's Mortgage Inc. are
mission is to earn your business, so come and experience our customer care, you'll be glad you did.
E-mail Rita at wmmrthomas@yahoo.com

Felicia Clay
Mortgage Specialist
I have enjoyed working in the mortgage industry for the past 6 years. I have
worked previously in the computer technology and education industry. Once you and I meet I will have a
great story to tell you about how I got started. I believe that this is an inspirational story that lets
people know never block your blessings. I have always enjoyed teaching customers with a background in education
taking something complicated and making it simple allowing me to help my customers understand all aspects of purchasing there
first home or if refinancing is a good idea.
My career started
with my being an aid for the blind at Wake Tech’s which much to my surprise turned into a part-time job in the computer
lab helping older students learn about computers. This quickly grew into a passion for me and I moved into
teaching continuing education classes for Wake Tech. While this was satisfying I also wanted to further
my career in computer programming so I took a job with EDS where I worked with them for 4 years before starting my new and
exciting career with Workingman’s Mortgage, Inc.
The mortgage
industry has allowed me to encompass my two loves of teaching my clients about home purchasing and solving complicated problems.
Some lenders have little patience with challenging situations but I enjoy them. Government Programs
FHA, VA and USDA Rural are the majority of the programs I close. I am starting to get my feet wet in commercial
so give me a call to see how we can partner together to achieve your goals.
E-mail Felicia at wmmfclay@yahoo.com